Apply Now
Veterans Mortgage Solutions • VA / Active Military Buyers

VA Loan Eligibility — Low Credit OK

VA does not publish a minimum credit score. Submit the form for a fast review of your COE path, occupancy requirements, and the best approval route.

Quick Eligibility Checklist

Service EligibleVeteran, Active Duty, Guard/Reserve, or surviving spouse
Primary ResidenceVA requires owner occupancy
COE AvailableWe can often pull it electronically
Low Credit FriendlyResidual income + full picture matters

Credit-Friendly VA Facts

  • No VA minimum credit score published
  • Manual underwriting is allowed
  • Late payments don’t automatically disqualify you
  • We help build the fastest “approval path” plan
Start Your VA Eligibility Review
Need help? Call or text 949-601-1267
By submitting, you’re requesting info — not a commitment to lend.
VA Eligibility Check Fast • Secure • Veteran-Focused
949-601-1267