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VA Home Loans • Purchase & Refinance
Check Your VA Eligibility & See Live Rate Estimates
Whether you’re buying your first home or refinancing, we’ll give you a clear plan: eligibility check, estimated payment options, and a simple checklist to move fast.
⏱️ 2–3 minute secure request
🔒 Private & protected
✅ Clear checklist after you submit
📞 Call/Text for quick help
Why Veterans Choose VMS
We keep it simple, fast, and clear — so you don’t stall mid-process.
- Step-by-step guidance from eligibility to closing
- Clear checklist so underwriting goes smoother
- Communication you can count on
Purchase (First-Time or Repeat)
We help you understand buying power, payment range, and what you’ll need for approval.
Refinance (IRRRL or Cash-Out)
Lower payment, restructure terms, or use equity — we’ll review options and next steps.
Veterans we’ve helped
Fast answers • clear steps • 5-star service
★★★★★
“They explained everything clearly and made the process smooth from start to finish.”
— Veteran Client
★★★★★
“I knew exactly what documents to send. Their checklist saved me weeks.”
— Veteran Homebuyer
★★★★★
“Refinance was quick and simple. Great communication the whole time.”
— VA Borrower
Quick VA Loan FAQs
Do VA loans require a down payment?
Many VA purchases can be completed with $0 down, depending on eligibility and lender requirements.
Is there monthly mortgage insurance (PMI)?
VA loans do not require monthly PMI. A one-time VA funding fee may apply and can often be financed.
How fast can I get pre-approved?
Often the same day during business hours once we have the key details. For fastest help, call 877-720-1160.
Do you help veterans with unique credit situations?
Yes — we review the full picture (income, residual income, housing history) and map the best path forward.
Disclosures: NMLS #213875 • Terms depend on credit, income, assets, property and market conditions. Subject to underwriting approval. Not a commitment to lend. Equal Housing Lender.
Veterans Mortgage Solutions
Live rates + fast pre-approval
VA Mortgage Affordability Calculator
Max Home Price: $0