Contact Veterans Mortgage Solutions
We’re here to help—call, message, or start online
Questions about VA loans, eligibility, or next steps? Talk to a VA-focused specialist. We’ll outline your options and, if you’re ready, a fast path to pre-approval.
NMLS #213875 • Equal Housing Lender
Quick contact
Prefer text? Use the form and check “Text me” and we’ll reply by SMS.
Location
- Laguna Niguel, CA — Serving Orange County & beyond
- Nearby: Aliso Viejo, Mission Viejo, Dana Point, San Clemente, Irvine
- Remote + in-person by appointment
How we can help
- VA Purchase (primary residence)
- IRRRL (VA Streamline Refinance)
- Cash-Out for projects or debt consolidation
- Manual-underwrite guidance when allowed
FAQs
How fast can I get pre-approved?
Often same day once we have your basics and documents. Start online and we’ll outline exact next steps.
Will a pre-qualification hurt my credit?
We can begin with education and, in many cases, a soft-pull pre-qualification (no score impact). We’ll discuss the best timing for a full credit pull.
Do I need money down with a VA loan?
With full entitlement, many VA buyers can put $0 down (closing costs still apply). We’ll confirm your entitlement and options.
Can you help if my AUS says Refer?
Yes. When allowed, we package a strong manual-underwrite file focusing on residual income, housing history, and compensating factors.
What Veterans say
“Clear plan, fast pre-approval, and a payment we were comfortable with.”
M. Thompson • CA
“They explained VA options and got my letter quickly.”
R. Collins • CA
“Friendly, fast, and honest. Highly recommend.”
S. Patel • CA
Disclosures:
Veterans Mortgage Solutions is not a direct lender. We operate as a mortgage referral service, connecting veterans and homebuyers with mortgage solutions through Cornerstone First Mortgage, a licensed mortgage lender. All loans are provided, underwritten, and serviced by Cornerstone First Mortgage. Veterans Mortgage Solutions does not offer loans or credit decisions directly and is not affiliated with any government agency, including the Department of Veterans Affairs (VA).
©2023 Veterans Mortgage Solutions. Programs shown may not include all options. Rates, terms, and underwriting policies are subject to change without notice. Not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states; restrictions may apply. Equal Housing. NMLS #213875.
22
Veterans received a personalized quote in the past 24 hours