Florida VA Loans for Veterans | $0 Down & All Credit Welcome
Florida • VA Home Loans

Florida VA Loans for Veterans & Military Families

Florida VA loans can help you buy or refinance with $0 down (full entitlement), no monthly PMI, and flexible guidelines — all credit welcome. We help Veterans statewide with fast pre-approvals and clear next steps.

NMLS #213875 • Equal Housing Lender

Why VA loans in Florida?

From Jacksonville to Miami, Florida is a major destination for Veterans and military families. We help you build a strong file for approval and closing.

  • $0 down with full entitlement
  • No monthly PMI
  • Competitive VA pricing

All credit welcome guidance

We focus on the full picture—residual income, housing history, and compensating factors. If AUS returns “refer,” we package the file stronger (when allowed).

Fresh Start for Veterans →

Florida VA loan options

  • VA Purchase (primary residence)
  • IRRRL (VA Streamline Refi)
  • VA Cash-Out (equity access)
VA Loan Guide →

Proudly serving Veterans across Florida

Miami • Fort Lauderdale • West Palm Beach • Orlando • Tampa • St. Petersburg • Jacksonville • Sarasota • Naples • Fort Myers • Pensacola • Tallahassee

External resources: VA Home Loans (official)BAH info

Florida Veterans we’ve helped

“Clear pre-approval and a smooth close. No surprises and great communication.”

M. Johnson • Orlando, FL

“AUS said refer. They built a strong file and we got approved.”

D. Alvarez • Tampa, FL

“Fast pre-approval, honest expectations, and great follow-through.”

S. Carter • Jacksonville, FL
Read more reviews

Florida VA Loan Pre-Approval

No obligation. If you’re not quite ready, we’ll outline a short plan to qualify.

Florida VA Loans – FAQs

Helpful links: ApplyLive RatesFresh StartVA Loan Guide
Disclosures: Program availability and terms depend on credit, income, assets, property and market conditions. Underwriting approval required. Not a commitment to lend. Equal Housing Lender. NMLS #213875.